Recent Blog Entries

FHA Makes Stricter Rules for Home Mortgages

Beautiful Country Outside of Tucson, New Mexico

Can I File Bankruptcy If I Own A Small Business?

Sunset Outside of Tucson, Arizona

Credit Card Banks Getting Pretty Scary

UR Next (or could be next) for the Credit Card Banks

Internet Payday Lenders Settle With FTC and State of Nevada

I have quite a few bankruptcy clients here in Houston that have been desperate for money, and have borrowed money from internet payday lenders. Talk about an expensive way to borrow money! But I guess if you need money badly, to pay the rent or to buy food or medicine between paychecks, you really don’t have much choice.
At least the FTC has “cooled the jets” of a group of such companies operating out of the United Kingdom, and the payday lenders have agreed to change their ways and pay $1 Million in fines.

“Another One Bites The Dust”- Another Debt Settlement Company Goes Bankrupt

North Beach, Oahu Hawaii
I’ve seen this happen before, a debt settlement company going bust. It seems to be happening more often.

Credit Card Banks Impose New Fees

According to a published report in USA Today yesterday, credit card banks are beginning to add many new fees. You would think there are enough already, with late fees, overlimit fees, cash advance fees, etc. But no!

Credit Card Delinquencies at Record 10%

The "side" entrance to our office building, in Houston

Foreclosures Pass One Million Mark For 2009

A Chicago Sunsel from 45th Floor Marriott Hotel